Resources: Options for People with a Chronic Disease or
Northrop, MSW, ACSW and Stephen Cooper
Medical Publishing, November
2002, 186 Pages
Health insurance is one of society"s most
pressing issues. The United States is the only industrialized nation
in the world that does not have health insurance for everyone. The
uninsured as well as those with inadequate health insurance coverage are increasing at
alarming rates; over 43 million Americans now lack health insurance coverage,
and millions more have inadequate health insurance to meet all of their health
care needs, particularly those with chronic disabilities.
This book contains information about a wide
variety of options that will be of assistance to individuals who are
uninsured, underinsured, or who have questions about insurance and don"t know where to
begin. The first section presents an overview of health insurance plans, Social
Security, Medicare, Medicaid, and federal legislation that impacts health
insurance coverage. The second section includes directories and resources to assist
in researching health insurance options. In the third section there is an
insurance planning workbook for people with chronic disabilities. We thank Laura
Cooper, Esq. for developing this workbook as a financial planning resource and making
it available for inclusion in this manual.
This book was developed to assist people with
disabilities and chronic health conditions, as well as health care
professionals, understand the health care system and maximize their rights and
entitlements within that system. It is important that this information be
supplemented and updated with local and state legislation and regulations on an on-going
Dorothy E. Northrop, MSW, ACSW is Director
of Clinical Programs for the National Multiple Sclerosis Society.
Stephen Cooper is Coordinator, Health Insurance Information
for the Society.